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Loan for students without credit bureau – is it? –

by Larry Summers May 20, 2019 No Comments

As a rule, the students do not have much money available because they do not have their own income yet. There is an increasing need for credit for students without credit bureau, especially since the introduction of tuition fees. http://codash.org for clarification

The savings banks and banks offer special loans for students for this reason. Some providers also focus on providing credit to students without credit bureau, which can be used to finance a livelihood while studying. In the course of a degree course, more and more students have so much to do that there is hardly any time left for the job and there is no entitlement to Bafög.

Features of credit for students without credit bureau

Features of credit for students without credit bureau

There are special conditions when applying for a loan for students without credit bureau, because interest rates are usually cheaper compared to other loans. When granting credit, the future creditworthiness is decisive, especially after graduation. The credit for students without credit bureau usually can not exceed a sum of 30,000 euros and monthly the student receives between 800 and 850 euros for livelihood and tuition.

Intrasavings has been granting a special credit for students since 2006. Only this loan is there for the financing of the livelihood. Even if no credit bureau information is obtained, no guarantor or special securities are needed here. The fact that the basic studies have been completed is the most important requirement for the loan without credit bureau and then the repayment can last for more than 25 years. Through the credit, the students are to be financially secured until the completion of their studies.

More about the credit for students without credit bureau

More about the credit for students without credit bureau

Thanks to the student loan, a student can create financial freedom and concentrate 100 percent on their studies. As a rule, these loans are granted by banks but promoted by the state, which is why they are cheap. As a borrower, students can benefit from low interest rates. Even those who have no regular income, who receives a student loan.

The difference between the student loan and the traditional loan is that it is paid in monthly installments, not in one amount, and this brings certain benefits. The interest charge is lower and the total can not be spent completely. After graduation, repayment usually starts, but there is also a transitional period. This means that with the loan repayment can be started only after a few months or even after a few years after successful study. A graduate also determines for himself whether the student loan will be repaid over a shorter or longer period of time.

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